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Tuesday, March 8, 2016

When schools invest

The ivy league universities have some large endowements right now.  Most major schools have a billion or more.  Harvard has $38 billion and Yale has $26 billion.  They might have 10-15% of it in hedge funds.  I don't see anything wrong with it.  Endowement funds are meant to be invested, whether its in bonds/equities/etf's/index funds/derivatives/currencies/commodities or whatever should not matter.  To give a portion of it to a hedge fund to basically manage for them does not mean much.  Im sure I would consider most funds overdiversified but thats another issue.
 
People might make fun of Harvard and say they are a hedge fund with a school, but all the best schools are endowement basically that.  The best schools are 'funds with a school'.  For some reason people don't say anything until the phrase 'hedge fund' is mentioned.  If they pulled out of hedge funds it would not change anything.  Hedge funds have a negative connotation, just like being a 'trader'.  For some reason its bad to be a trader, but good to be an investor.  Its bad to be a hedge fund, but good to be a mutual fund.  Stereotypes from media i guess.

They get tax breaks so they invest like crazy and are under bad management if they don't invest like crazy.  Maybe one day I can make trades for a nice school, maybe for an alma matter.  They would probably be too risk averse to let me do everything I want but with luck I could find a school that is hungry for growth.  Or I could just leave trading to my own account, who knows.

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